We would also be happy to assist you with all matters related to private pensions or insurance cover for your household contents. As part of our Allianz Plus bonus programme, you already benefit from exclusive advantages and discounts from the first contract – with us and our partners. And families in particular benefit from additional services that make everyday family life easier.
Your occupational benefits insurance with Allianz.
Important documents and useful links.
Welcome to the Allianz pension fund solutions. If your employer has chosen one of our pension fund solutions, then it is us who take care of your occupational benefits insurance.
As your occupational benefits partner, we assist and support you in all matters related to occupational benefits – with helpful services, the right documents and useful links related to your occupational benefits plan.
Which topic are you interested in?
Your partner for your everyday insurance needs
Joining a new company
Joining a new company entails many changes – including, in most cases, a change of pension fund and a different pension plan. We help you to organise this transition smoothly. Together, we ensure that your pension coverage is maintained without any gaps when you move to your new company.
GOOD TO KNOW
Do not forget to transfer the retirement assets you have accrued so far to your new pension fund.
Marriage, cohabitation and partnership
Your marital status also has an effect on your pension fund. Find out how to protect your partner even without a marriage certificate and what the rules are in the event of divorce.
GOOD TO KNOW
Most pension funds provide for what are known as partner's pensions in their pension rules. However, for your partner to be able to claim a partner's pension in the event of your death, you have to register him or her with your pension fund. The requirements for the registration itself and for entitlement to a partner's pension are set out in your pension fund's pension rules.
Useful links
Home ownership
Did you know that you can use your pension fund to take a step closer to your dream of owning a home? Whether it is for building your home or a buying an apartment, we will show you how to make optimal use of your pension fund assets as part of the promotion of home ownership scheme. Let's work together to make your dream home a reality.
GOOD TO KNOW
You can use money from your pension fund to finance residential property – either as an early withdrawal or as a pledge. If you draw pension fund assets to finance residential property, your future retirement benefits will be reduced – and depending on the type of pension plan, the insured benefits for death and disability may fall, too. You can close the gap that arises for death and disability with a term life insurance policy.
Part-time work and sabbaticals
Whether you're taking time off to train as a yoga instructor, planning an extended period of travel or want to spend more time with your children – part-time work and sabbaticals impact not just your salary but also your retirement provision. We will be happy to give you comprehensive advice on how to optimally structure your retirement provision in these phases of life.
GOOD TO KNOW
Not all insurance policies continue as normal during a sabbatical. You need to extend your accident and daily sickness benefits insurance yourself.
Buying into a pension fund
By making voluntary payments into your pension fund, you can improve your benefits after retirement, save tax and diversify your investments. We will be happy to show you in person how you can improve your pension situation with targeted purchases and benefit in the long term.
GOOD TO KNOW
You can cut your tax bill by deducting voluntary purchases from your taxable income.
Leaving the pension fund
Taking a sabbatical, emigrating from Switzerland, incapacity – there are many different reasons for leaving your pension fund. Find out everything you need to know here.
Important documents
- General Terms and Conditions of Vested Benefits Insurance (information sheet)
- Departure – vested benefits (information sheet)
- Continued insurance after the age of 58 following termination of the employment relationship (Art. 47a BVG) (information sheet)
- FAQ on continued insurance in accordance with Art. 47a BVG (information sheet)
- Application to close vested benefits policy (form)
- Termination notice / registration for continued insurance (Art. 47a BVG) (form)
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GOOD TO KNOW
When you leave Switzerland to move to an EU/EFTA country, cash payment of your BVG assets depends on whether you are subject to compulsory insurance in your destination country. If cash payment is not possible, your balance will remain with a vested benefits institution in Switzerland until you retire. For more information, please contact the BVG Guarantee Fund.
Self-employment
Are you putting all your eggs in one basket and opening your own café or carpentry firm? Have you decided that now is the time to go freelance? If so, there are number of things to bear in mind.
GOOD TO KNOW
A pillar 2 pension solution is recommended for self-employed people in order to provide for retirement. Furthermore, this type of solution covers you and your loved ones against the financial risks if something happens to you.
Retirement
The issue of retirement raises many questions. With regard to your pension fund, for example, one key question is whether to draw your balance as a pension or as a one-off lump sum. In a personal consultation, we will find the best solution for your individual situation, so that you can enjoy your retirement with peace of mind.
Important documents
- Pension or lump sum (information sheet)
- Flexible retirement (information sheet)
- Early retirement under the FAR/VRM models (information sheet)
- Retirement – drawing your retirement benefits (form)
- Maintenance of pension cover after normal retirement age (form)
- Application to purchase additional benefits for early retirement (form)
- Continued insurance in the event of termination of employment after reaching the age of 58 (information sheet)
- FAQ on continued insurance in accordance with Art. 47a BVG (information sheet)
- Termination notice / registration for continued insurance (form)
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FAQs for insured persons
You can access your pension certificate in a few steps on our customer portal. Instructions for logging in and downloading the certificate are provided here.
To do this, simply pass our paying-in slip on to your previous pension fund. You will receive the paying-in slip together with the admission letter. If you cannot find your paying-in slip, please contact us by telephone on 058 358 04 00 or by e-mailing kl-servicecenter@allianz-suisse.ch.
Does your employer offer a selection of several pension plans – and therefore various different deductions? In this case, you can change your plan. To do so, please fill in this document and forward it to your employer.
You can find a summary of all the relevant information on early withdrawals in our information sheet. The documents that you have to submit for an early withdrawal depend on your personal situation. Ideally we should discuss this in person. Please call us on 058 358 04 00 or e-mail us at kl-servicecenter@allianz-suisse.ch.
The staff of our service centre will be happy to assist you in person – simply call 058 358 04 00 or e-mail kl-servicecenter@allianz-suisse.ch.
The staff of our service centre will be happy to assist you in person – simply call 058 358 04 00 or e-mail kl-servicecenter@allianz-suisse.ch.
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