Partially or fully comprehensive insurance? We explain the differences and help you to choose the right kind of comprehensive cover for you.
Know what’s what.
With our guides.
Car & Travel
Rental car insurance
Find out what you need to bear in mind when insuring your rental car and which insurance covers losses here.
Parked-vehicle damage
If you know the perpetrator’s identity, their third-party liability insurance will step in. If you do not know their identity, parked-vehicle damage insurance will cover you against the costs.
Third-party driver insurance
It’s great to take third-party driver insurance with you as well as your passengers. This covers the cost of repairing a borrowed car in the event of a claim.
E-scooter insurance
In Switzerland, insurance is not compulsory for electric scooters. Nevertheless, it makes a lot of sense to insure yourself sufficiently.
Luggage insurance
What does luggage insurance cover? Find out how to get the best cover for your luggage.
Travel cancellation insurance
What does travel cancellation insurance cover? How to protect yourself in the event of unexpected travel cancellations.
Home & Living
Theft
Theft, robbery or burglary – which insurance will pay for the loss? We explain how theft is insured.
Imputed rental value
Homeowners must pay tax on the imputed rental value – the notional amount a tenant would have to pay in rent – as if it were income. However, this is expected to change from 2028.
Photovoltaic insurance
Photovoltaic insurance: ✓ When does it make sense? ✓ What is covered? ✓ Take out insurance for PV system
Rental deposit insurance
How does rental deposit insurance work? Are there alternatives? What rights do tenants have? We answer your questions about rental deposits.
Health insurance and other types of cover for foreign nationals
Health insurance for foreigners: ✓ The basics of Swiss health insurance ✓ Checklist for registration ✓ Other useful insurances for newcomers.
Supplementary insurance for riding other people’s horses
A horse-sharing scheme, a fostered horse or riding school – anyone who rides other people’s horses bears the risk of riding accidents. Extra cover for riding other people’s horses is a useful addition to your liability insurance.
Tenant's liability insurance
Wherever people live, they also cause damage. To ensure that you do not end up footing the bill as the tenant, it is advisable to have tenant's liability insurance.
Simple theft outside the home
It is very annoying when something is stolen while you are out and about. We explain what constitutes "simple theft outside the home" and what you should bear in mind.
Holiday home insurance in Switzerland
Holiday home, apartment, chalet... what is really insured if no one is there? With the right policies, you can cover yourself against any nasty surprises.
Ski insurance
Which insurance policies do I need for my winter holiday? Find out here how to best protect yourself and your winter equipment.
Valuables
Insuring hearing aids: what to bear in mind
Insurance for hearing aids? Find out how to properly insure your hearing aids and what to bear in mind here.
Instrument insurance
With our instrument insurance, you can ensure that your musical instrument is well insured all round.
Camera insurance
The right cover for your photography and video equipment.
Drone insurance
What does drone insurance cover? We explain how to insure your drone in Switzerland.
Laptop insurance
Laptops are part of daily life, so it is doubly annoying if they get stolen or damaged. Find out here how to insure your laptop correctly.
Mobile phone insurance
Smartphones are expensive. Get the right insurance for your mobile phone. We explain everything you need to know.
Safe deposit box insurance in Swizerland
Jewellery, gold coins or cash in a safe deposit box: who is liable if something happens? And is your own household contents insurance really sufficient? We provide the answers here.
Watch insurance
Cover for your luxury watch: we explain how to insure your valuable watches.
Safe insurance – how to insure the contents of your safe correctly
A safe protects your valuables against burglary, but the contents are not automatically insured. Find out what really counts here.
Handbag insurance
Your CHF 3,000 designer bag is stolen – and your household contents insurance won’t pay out. We explain which cover applies when.
Pension
Life insurance
Often underestimated in Switzerland, life insurance can help to secure your financial future.
The differences between pillars 3a and 3b
Private retirement provision in Switzerland is known as pillar 3. It offers tax advantages and is divided into pillars 3a and 3b.
Switzerland’s three-pillar system
The three-pillar system is unparalleled worldwide. We explain the Swiss pension system to you in simple terms.
Pillar 3b
Pillar 3b (unrestricted retirement provision) improves your private retirement provision. It also enables you to save tax. Find out more about pillar 3b.
Pillar 1 – AHV/IV
When you no longer have to or are unable to work, you or your survivors receive money from the state. We explain how this works.
Retirement provision in Switzerland
You cannot start providing for retirement early enough. The longer you pay in, the more assets you will accumulate. Find out more now.
A guide to accident insurance
Accident insurance is compulsory for everyone living in Switzerland. However, the rules vary depending on your employment situation.
Pillar 3a
With pillar 3a, you can provide for old age and save tax. Find out everything you need to know about the maximum contribution and deposits and withdrawals.
Provide for your retirement and save tax
Provide for your retirement and save tax – a win-win situation. You can save tax with pillar 3a and pension fund purchases.
Everyday insurance needs
Ski insurance
Which insurance policies do I need for my winter holiday? Find out here how to best protect yourself and your winter equipment.
Health insurance and other types of cover for foreign nationals
Health insurance for foreigners: ✓ The basics of Swiss health insurance ✓ Checklist for registration ✓ Other useful insurances for newcomers.
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