Travel cancellation insurance.
Just in case.
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AT A GLANCE
Bought a ticket, packed your suitcase, then caught a tummy bug? An illness or an accident can quickly mess up your travel plans, which is not only annoying but also expensive. With travel cancellation insurance, you are in luck despite your travel-related misfortune. It is usually included in your travel insurance.
What is travel cancellation insurance?
Travel cancellation insurance is also known as cancellation costs insurance. As the name suggests, travel cancellation insurance reimburses the cancellation or additional costs that you incur if you are unable to travel or are delayed.
What are some possible reasons for cancellation or delayed commencement of travel?
Your break your ankle during an amateur football tournament. Your car gives up the ghost on the way to the airport. There are many reasons for cancelling or delaying a trip, and they are always entirely specific to you. The most common ones are accident, illness and death. However, if you are unable to travel due to an unexpected change of job or a natural disaster, our travel cancellation insurance will also pay the costs.
What does travel cancellation insurance cover?
No one can predict the future. However, our travel cancellation insurance will take away many of your worries:
You are unable to start your journey
A close family member ends up in the hospital, or you catch a severe case of flu. If you are unable to embark on a journey, the cancellation costs insurance will step in. It covers cancellation costs for flights, hotels, rental cars, concert tickets, courses and seminars, for example.
You are delayed in starting your journey
Your ankle has been fitted with a cast. Your car has been repaired. Finally you are ready to go. A little late, but anyhow. Our travel cancellation insurance will cover the additional costs incurred as a result of the delay. And not only for travel but also for seminars and training courses.
What is not covered by travel cancellation insurance?
The insurance does not cover incidents in countries or regions for which the Swiss authorities or the World Health Organization (WHO) already advised against travel at the time of booking, for example.
It also will not pay out if you are unable to travel due to a medical condition that you already had when you took out the policy. The same applies if you have caused a medical problem yourself, for example by abusing medications.
Find out more about the insured benefits and exclusions in the terms and conditions of insurance.
What is the difference between travel cancellation insurance and travel insurance?
Travel cancellation insurance is part of travel insurance. Travel insurance generally includes:
- Travel cancellation insurance in case you cannot travel as planned.
- Personal assistance that protects you personally on your travels. In the event of illness or accident during your trip, this will cover the costs of rescue and transportation to the nearest hospital and organise and pay for your journey home.
- There is also an option to add luggage insurance to your travel insurance.
Until when can I take out travel cancellation insurance?
The insurance must be taken out before an insured event occurs – before you become ill or suffer an accident that makes it impossible to travel, for example.
GOOD TO KNOW
Our travel insurance does not just cover a single trip; it protects you all year round – including for short trips, concerts and other events. This also makes sense from a financial perspective, as it means that you do not have to take out insurance in individual cases. Please note that the insurance is only valid if your stay lasts for more than 24 hours or if you travel at least 30 kilometres from your place of residence.
Nina
Senior Segment Manager Private Customers
Senior Segment Manager Private Customers
In her over 20 years of experience at Allianz, Nina has worked in a number of areas of the company, including both distribution and the sales force. When she isn’t out and about with her dog, she can usually be found planning her next diving holiday or hike, tending to her garden or meeting up with friends.
Frequently asked questions and answers
When taking out the policy, you can decide whether to insure only yourself or all the people living in your household.
In principle, yes. An exception applies if the employees of the travel or transport company you have booked go on strike. In this case, the travel or transport company is obliged to reimburse you for the costs.
The insurance covers pregnancy if it commenced after you booked the trip/took out the insurance and the date of the return journey is after the 24th week of pregnancy, or if the pregnancy commenced after you booked the trip/took out the insurance and a vaccination is prescribed for the travel destination which poses a risk to the unborn child.
Yes, travel is defined as a stay of more than 24 hours away from your usual place of residence. It can also be a shorter stay in a location at least 30 km from your usual place of residence. Commuting to and from work is excluded.
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