Your favourite watch, your new e-bike or your expensive barista coffee machine – we all have items that are particularly dear to us. For that reason, it is good to know that they have the best possible cover – with our single-item and valuables insurance.
For the things that are particularly important.
Our single-item and valuables insurance.
THIS IS INCLUDED
Protecting your valuables
Whatever is close to your heart – favourite items such as jewellery, watches, sports and electronic equipment, musical instruments, designer items and other objects such as glasses and hearing aids are insured from a value of CHF 500 upwards.
An unforeseen turn of events
Suddenly the strap breaks and your most valuable electric guitar crashes to the floor. A moment of inattention and you spill fresh coffee on your new laptop. If something is damaged or destroyed by a sudden and unforeseen external influence, our single-item and valuables insurance will pay for the loss. As a rule, normal household contents insurance does not cover this.
Theft
Your favourite watch is gone. You have been relieved of your expensive camera. You leave the gym to find that your bike is already on the way home – and unfortunately not to your house. We cover losses caused by burglary, robbery and theft.
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ADDITIONAL COVERAGES
Loss and misplacement
You take off your diamond ring to wash your hands and fix your hair in the restaurant toilet, and then forget about the ring. That’s how quickly it can happen. If you lose something or it goes missing, we will cover the material loss. We offer this cover for jewellery, watches, musical instruments and hearing aids.
Your benefits
AN APPOINTMENT, PLEASE!
The optimal insurance for you? Let's find out during a personal appointment.
Frequently asked questions and answers
Here are some of the things you can insure with single-item and valuables insurance:
- Bicycles and e-bikes
- Skis and snowboards
- Handbags, shoes and designer dresses
- Cameras
- Computers and consumer electronics
- Drones and model aircraft
- Watches
- Jewellery
- Hearing aids
- Musical instruments
- Art and antiques
- Riding equipment
- Hunting and sport weapons
- Golf clubs
- ...
The sum insured should correspond to the replacement value, i.e. the original value of the item to be insured. Please also enter the price of any accessories that you would like to insure.
You would like to insure your new e-bike with an original price of CHF 1,500 including a bicycle lock for CHF 50 and saddlebags for CHF 100, for example. Then enter a sum insured of CHF 1,650.
You can insure items and valuables – such as watches, hearing aids and cameras – from a replacement value of CHF 500.
We offer this optional cover for jewellery, watches, musical instruments and hearing aids.
It generally does not cover damage that you cause yourself. With household contents insurance, you insure your entire household contents against losses caused by fire, water or theft at home, for example. In addition, the sum insured for simple theft outside the home is often insufficient to replace your valuable favourite objects.
With single-item and valuables insurance, on the other hand, you can specifically insure your most valuable items and sports equipment, etc., against theft and damage worldwide.
You have many favourite items and cannot decide which ones are particularly worth insuring. In this case, it is worth taking out our all risks household contents insurance. This covers all your possessions against unforeseen and sudden damage and destruction due to external influences. Loss and disappearance are also insured.
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