Allianz Ratgeber für Privatkunden
 

Know what’s what.
With our guides.

Car & Travel

Partially or fully comprehensive insurance? We explain the differences and help you to choose the right kind of comprehensive cover for you.

Find out what you need to bear in mind when insuring your rental car and which insurance covers losses here.

If you know the perpetrator’s identity, their third-party liability insurance will step in. If you do not know their identity, parked-vehicle damage insurance will cover you against the costs.

What does luggage insurance cover? Find out how to get the best cover for your luggage.

Home & Living

Theft, robbery or burglary – which insurance will pay for the loss? We explain how theft is insured.

Homeowners must pay tax on the imputed rental value – the notional amount a tenant would have to pay in rent – as if it were income. However, this is expected to change from 2028.

Photovoltaic insurance: ✓ When does it make sense? ✓ What is covered? ✓ Take out insurance for PV system

How does rental deposit insurance work? Are there alternatives? What rights do tenants have? We answer your questions about rental deposits.

Health insurance for foreigners: ✓ The basics of Swiss health insurance ✓ Checklist for registration ✓ Other useful insurances for newcomers.

Valuables

Insurance for hearing aids? Find out how to properly insure your hearing aids and what to bear in mind here.

With our instrument insurance, you can ensure that your musical instrument is well insured all round.

The right cover for your photography and video equipment.

What does drone insurance cover? We explain how to insure your drone in Switzerland.

Laptops are part of daily life, so it is doubly annoying if they get stolen or damaged. Find out here how to insure your laptop correctly.

Smartphones are expensive. Get the right insurance for your mobile phone. We explain everything you need to know.

Cover for your luxury watch: we explain how to insure your valuable watches.

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