It pays off.
Our
partially comprehensive car insurance.

A marten makes himself at home in your engine compartment and chews up all the cables. A pebble hits your windscreen, creating a large crack. A thief takes a liking to your convertible.

In all these situations, it’s great if you have our partially comprehensive car insurance. This covers damage to your car that you did not cause yourself.

You are not the only one who likes your car. The marten that chewed through the coolant hose is quite fond of it, too. We will pay for the repairs. And consequential losses are also insured – for example, if you do not immediately discover a chewed cable and this leads to more serious damage to your car.

On a quiet country road, a deer suddenly appears in the glare of your headlights. Unfortunately, it is too late to brake in time. We will take care of the loss.

A hail shower passes over your area. What remains, unfortunately, are the dents on your car’s bonnet. Our partially comprehensive car insurance will pay for the loss. In addition to hail damage, losses caused by rockslide or rockfall, landslide, flooding, storms, snow pressure, snow slide and avalanche are also insured.

A short circuit leads to an electrical fire. Following a lightning strike, your carport catches fire – and so does your parked car. The damage to your car is covered by our partially comprehensive insurance – you can insure the carport itself via your household contents policy.

You return from the lake to discover that your car is gone. Or it is still there, but someone has broken into the boot. We insure not only theft of the vehicle but also certain types of damage caused by attempted theft. On request, you can also insure items carried in the vehicle such as smartphones and laptops.

Jealous people are everywhere. Unfortunately, that includes the place where you parked your roadster – and now your whitewall tyres have been slashed. You return from a shopping trip to discover that your wing mirror is gone. Our partially comprehensive car insurance covers vandalism damage like this. That includes broken-off windscreen wipers, slashing of the soft top on your cabriolet, spraying and painting of your vehicle and the pouring of harmful substances into the tank. All other losses caused by unknown parties are covered by our parked-vehicle damage insurance.

A pebble hits your windscreen on the motorway. Our partner Carglass® will repair or replace it in a flash.

In addition to the basic cover, you can customise your partially comprehensive car insurance with the following extras:

If you return to the car park to discover that someone has left a dent in your car or scratched the paint, there is no need to worry. With this optional add-on, our partially comprehensive insurance will cover the costs.

Our assistance service helps you get back on the road quickly in the event of a breakdown. We tow your vehicle away and organise the repair and return. And we even cover the costs of rental cars and taxis – in Switzerland and its neighbouring countries or, on request, throughout Europe. Around the clock.

And for even more benefits, there is our supplementary Assistance Top cover. With this, we guarantee not only your home or onward journey in the event of a breakdown, but also your mobility while your car is being repaired. In addition, we will cover any deductible that may apply in the event of damage to your replacement vehicle.

The car was locked but your camera is still gone. With this optional add-on, we cover the cost of the loss if something is stolen from your vehicle.

With this optional add-on to partially comprehensive insurance, you can extend the 100 % enhanced current value coverage from two years to five. This means that we will cover the full purchase price of your car during the first five years of operation in the event of a write-off.

Miet- und Ersatzwagen

Is your vehicle being repaired due to damage covered by your partially comprehensive insurance? With this optional add-on, you are entitled to a replacement car while yours is at the garage.

Sometimes you can be really unlucky – such as when a pebble smashes your headlight. Our extended glass coverage for partially comprehensive insurance covers not only the panes of glass on your car but also other parts made of glass or similar materials.

If you take out this optional add-on, our partially comprehensive insurance will cover cleaning costs incurred if soiling of the interior cannot be removed with standard commercial cleaning products. This is particularly worthwhile if you have animals or small children, for example.

With our partially comprehensive cover, you enjoy as much peace of mind on the roads abroad as you do in Switzerland. Find out which countries our partially comprehensive insurance covers in our guide to the Green Card (Link to German page).

Our partially comprehensive insurance is not just for cars. We also offer cover for motorbikes, motor homes and trailers against the consequences of fire, storm, glass breakage, animal damage and theft.

Offensichtlich Allianz versichert
Your benefits
  • Rodent damage and consequential losses insured
  • Cover also applies abroad
  • Enhanced current value insured until beyond the 10th year of operation
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