Jump in, turn the key and start clocking up the miles. Pitch up wherever takes your fancy. Our insurance for caravans and motor homes is there to help if your camper van stops when you do not want it to. It will do so quickly and with a minimum of bureaucracy.
Our insurance for caravans and motor homes. At home on the road.
THIS IS INCLUDED
The compulsory part – third-party liability
Your motor home has a wider turning path than you thought. You pay more attention to the stunning scenery than the traffic. If you cause damage or injury to others with your camper van, we will pay for repairs, medical expenses and consequential costs. Third-party liability insurance is compulsory for motor homes in Switzerland and a prerequisite for registration.
Good to know:
Do you tow your caravan with your car? In this case, your caravan is already insured via your car’s third-party liability insurance.
Great for you:
- Save on premiums: If you do not submit any claims, you do not just save yourself trouble – you also save on the premiums for your caravan insurance.
- Flexible deductible: How much would you like to pay yourself in the event of a claim? You can choose.
- Defence against unjustified claims: Has somebody made an unjustified claim against you? Our caravan insurance will stand up for your rights.
- Cover for property of family members: Our third-party liability insurance also covers property of family members, even if they do not live in the same household – such as if you scrape your son’s e-bike while manoeuvring.
Comprehensive cover – for damage to your camper van
A reindeer appears out of nowhere on the road. Luckily your reactions are quick. Or not. Our comprehensive insurance covers damage to your own caravan or motor home.
Partially comprehensive cover
A marten has made itself at home. A river bursts its banks. The only souvenir you bring back from holiday is a cracked windscreen. Our partially comprehensive insurance covers almost all losses for which you are not at fault yourself. The same applies to theft or vandalism of your caravan or motor home.
Collision
Your motor home is just a couple of inches higher than the bridge. The entrance to the campsite is narrower than it looked. Accidents like this can happen to the best of us. No need to worry. Our collision/fully comprehensive insurance covers damage to your own camper van for which you are at fault. For leased or particularly valuable motor homes or caravans, this insurance is often compulsory.
Great for you:
- Enhanced current value: In the event of a write-off, you will get more for your motor home or caravan than it is worth at the time of the accident.
- Everything is possible: Fixed accessories such as canopies and bicycle racks can also be insured under our caravan insurance.
ADDITIONAL COVERAGES
You can add the following extras to the insurance for your motor home or caravan:
International cover
The Spaniard who collided with the back of your vehicle drives off unscathed. Your motor home will not move an inch.
If another road user is at fault for an accident abroad but does not have sufficient insurance, we will step in with our caravan insurance. We take care of all the paperwork and claims handling – straight away. That way, at least you will not have to wait for your money on top of all the other stress.
Interior cover
Do you have children or pets? If you take out this additional option to go with the comprehensive insurance, we will cover the costs of cleaning your caravan or motor home if soiling of the interior cannot be removed with standard commercial cleaning products.
First-party losses
On request, you can also insure damage that you cause with your vehicle to your own property under our caravan insurance – such as if you scratch your car with your caravan.
Property carried in the vehicle
Your camper van was locked. Your laptop has disappeared nonetheless. If something is stolen from your vehicle, we will cover the cost of the loss. This also applies if items carried in the vehicle are damaged in an accident.
Assistance
A person who wants to discover the world will let nothing hold them back. Not even a breakdown. Our assistance service will get you back on the road in no time. The insurance organises the towing, repair or return of your motor home and will even cover the costs of hire cars and taxis – in Switzerland and its neighbouring countries or, on request, throughout Europe.
And for even more benefits, there is our supplementary Assistance Top cover. With this, we guarantee not only your home or onward journey in the event of a breakdown, but also your mobility while your car is being repaired. We will also cover any deductible you may have in the event of damage to your replacement vehicle.
Rental and replacement vehicles
Is your camper van being repaired? With this option, you are entitled to a replacement motor home while yours is at the garage.
No-claims bonus protection
You move your camper van. The wall remains stationary. If you do not make more than one claim per year, the bonus level of your motor home insurance will stay unchanged.
Accident insurance
Unfortunately, the reindeer is stronger. You misjudge a bend in the road. If you or the occupants of your motor home are injured in an accident, we will step in and ensure that at least you do not suffer a financial loss as well. We cover medical expenses on a private ward and in addition to other personal insurance policies. And we do so immediately – even if the question of culpability is still unresolved.
Your benefits
Frequently asked questions and answers
Tax and insurance costs vary from canton to canton. Your advisor will be happy to put together a personalised quote for you. And to reduce your premium, you can agree a higher deductible, for example. Find out more about this in our guide to insurance premiums.
AN APPOINTMENT, PLEASE!
The optimal insurance for you? Let's find out during a personal appointment.
Always there for you – simple, fast and fair!
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Results of our ongoing customer survey.
As of: end of Q3 2025 / 134 010 pieces of customer feedback
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