A dog is a man's best friend, as the saying goes, so your Fido deserves the best possible cover. With Allianz dog insurance, you can take out customised insurance against accident and illness for your four-legged friend. In insured cases, the insurance will cover medical costs for your pet – from dental treatment to emergency consultations. That way, you can concentrate fully on getting your beloved pooch well again.
Our dog insurance. Accident and illness cover for your faithful friend.
THIS IS INCLUDED
Your dog in the best hands
With our accident and health insurance for dogs, your faithful companion will always be well looked after. Whether it's a Labrador, a dachshund or an Alsatian – we know that your furry friend is part of the family. For that reason, it is important to us that you have never have to opt against your beloved pet's wellbeing for financial reasons. Our dog insurance covers medical costs for your four-legged friend. Depending on the insurance model this includes:
- Vet consultations
- Treatments following an accident
- Treatments for illness
- Complementary medicine treatment
- Behavioural medicine treatment
- Preventive treatment
- Inpatient stays
- Emergency treatment
Depending on the insurance model, we cover not only classic veterinary invoices but also dental treatment in the event of accident or illness. Complementary medicine treatments such as physiotherapy and osteopathy and preventive check-ups are also insured.
Flexible insurance for your furry friend
Your dog deserves to have cover that is as unique as they are. For that reason, our accident and health insurance for dogs is flexible in structure. Put together an insurance policy that is perfect for your pooch. You can decide between various sums insured, deductibles and insured benefits, thereby ensuring that your four-legged friend gets optimum cover.
Overview of accident and health insurance benefits for dogs and cats
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Basic insurance
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Basic cover
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Standard
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Comprehensive cover
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|---|---|---|---|
| Max. annual sum insured (illness and accident per year) | CHF 3000.– | CHF 6000.– | CHF 12 000.– |
| Dental treatment accident | CHF 3000.– | CHF 6000.– | CHF 12 000.– |
| Dental treatment illness | x | CHF 6000.– | CHF 12 000.– |
| Emergency care | CHF 1000.– | CHF 1500.– | CHF 2000.– |
| Emergency treatment | CHF 3000.– | CHF 6000.– | CHF 12 000.– |
| Behavioural medicine treatment | CHF 3000.– | CHF 6000.– | CHF 12 000.– |
| Complementary medicine treatment (e. g. physiotherapy, chiropractic) | CHF 1000.– | CHF 1500.– | CHF 2500.– |
| Advanced treatment (e. g. gene therapy, prosthetics) | x | x | CHF 12 000.– |
| Preventive treatment (e. g. vaccinations, castration, tartar) | CHF 200.– (optional) | ||
| Medicated feed | 33 %, up to a maximum of CHF 350.– (optional) | ||
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Additional cover
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Scope of cover
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|---|---|
| Pre-existing condition | CHF 1500.– |
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Annual deductible
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0 – 8 years of age
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| Basic cover | CHF 0.– / 150.–* / 300.– / 500.– / 1000.– / 2000.– * |
| Pre-existing conditions | CHF 300.– (once per condition) |
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Annual deductible
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From 9 years of age
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|---|---|
| Basic cover | CHF 0.–** / 150.–* / 300.– / 500.– / 1000.– / 2000.–* |
| Pre-existing conditions | CHF 300.– (once per condition) |
* The annual deductible of CHF 150.– is only available for cats; the annual deductible of CHF 2000.– is only available for dogs.
** Possible if insurance taken out before the animal reaches the age of 9. Deductible of CHF 0.– is no longer possible after this.
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Cost coverage per veterinary appointment
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0 – 8 years of age
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|---|---|
| Basic cover | 100 % or 80 % |
| Pre-existing conditions | 80 % |
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Cost coverage per veterinary appointment
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From 9 years of age
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|---|---|
| Basic cover | 80 % |
| Pre-existing conditions | 60 % |
Among other things, the premium is based on your dog's breed, gender and age and the chosen benefits.
No age limit
Whether your dog is a puppy or a senior citizen – Allianz dog insurance covers all breeds and ages. You can also include pre-existing conditions in the cover.
Premium without age adjustment and monthly right of termination
The premium remains unchanged during the term of the contract, regardless of your faithful companion's age. If you are no longer happy with the benefits, you can terminate the insurance policy to the end of the month at any time after the first year.
Simple reimbursement process
Report trips to the vet's to us easily and conveniently online. To ensure that your household budget is not put under too much strain, we reimburse the costs of medical treatment promptly.
Worldwide coverage
Taking your pet on holiday? The insured pet's cover is valid worldwide as long as the treatment is provided by officially recognised vets at the applicable reference tariff.
ADDITIONAL COVERAGES
Cover for pre-existing conditions
Does your four-legged friend suffer from hip dysplasia or cataracts? Don't worry – we do not categorically exclude existing illnesses. With supplementary cover for pre-existing conditions, you can insure your furry friend against health problems that they already had before the start of the contract.
Good to know:
There is a blocking period for costs related to pre-existing conditions of three months before the start of the contract and one month thereafter. Health problems that commence during this period are not covered.
Your benefits
Frequently asked questions and answers
Allianz pet insurance starts from just CHF 39.70 per month for your dog. The amount of the premium depends on various factors, such as your four-legged friend's breed and age and the chosen benefits and deductible.
Example*:
- Breed: Labrador
- Gender: female
- Age: two years
- Deductible: CHF 300
- Basic insurance selected: basic cover
- No add-ons (pre-existing illnesses and preventive treatment)
No, pet insurance is not mandatory in Switzerland, but it is highly recommended. Veterinary costs for illness and accident can easily run into hundreds or thousands of francs. Nein, eine Haustierversicherung ist in der Schweiz nicht obligatorisch, aber sehr empfehlenswert. Denn die Tierarztkosten bei Krankheit oder Unfall können schnell in 3- bis 4-stellige Bereiche steigen.
Good to know: Liability cover for dogs is mandatory in many cantons. With Allianz liability insurance, your pets are automatically included in the policy. Our advisors will be happy to help if you have any questions.
Our dog insurance, which we offer together with our partner Calingo, covers a wide range of medical costs for illness and accident for your four-legged friend – depending on the type of cover you choose. And here's how it works:
- Choose the kind of cover you need for your dog: basic, standard or all-round.
- If your pooch needs medical treatment, take them to the vet's.
- Pay the invoice and submit it to us easily and conveniently online.
- Depending on the insurance option, we will promptly reimburse up to 100% of the costs.
No, our dog insurance has no age limits. From eight-week-old puppies to senior citizens, you can insure any dog with us – we also accept all breeds.
Good to know: Older dogs have to go to the vet's more often and therefore generate more costs. For dogs aged 8 and over, you have to pay a deductible of 20 percent. Unlike with other providers, however, the premium does not increase as your four-legged friend ages.
Among other things, our pet insurance does not cover cosmetic surgery, trips to the vet's during the waiting and blocking period, pregnancy, infertility and treatments not prescribed by a vet.
AN APPOINTMENT, PLEASE!
The optimal insurance for you? Let's find out during a personal appointment.
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